What can we do for you?

We are whole of market life insurance advisers. This means we work on your behalf to search the whole of the market and find you the most competitive premiums. We do not charge fees for our service.

Why would I need Whole of Life insurance?

There are many reasons you may feel you need whole of life insurance to provide a lump sum when you die, these may include:

 

  • Funeral expenses
  • Inheritance tax
  • Provide for your family
  • Repay a mortgage or loan

 

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How does whole of life insurance work?

Whole of life cover is designed to give you a specific amount of life cover for the whole of your life. This is called the sum assured and will be paid out in the event of your death at anytime. This is different to term assurance which only pays out in the event of your death during the policy term.

You can keep your whole of life policy going all your life with the same guaranteed premium you started with. So your whole of life policy will not get more expensive based on your age as you get older.


Why use us?

We are a friendly and professional team of whole of market life insurance advisers. We can guide you through the process of finding the correct whole of life policy from start to finish. We will explain things to you in a clear manner avoiding jargon. We can search the whole of life insurers on your behalf to find you the most competitive premiums, saving you time. Please remember that we do not charge a fee for our service.

The options of whole of life insurance explained.

  • A lump sum payable when the life assured dies
  • Premiums can be guaranteed for life
  • You could add the option of increasing your premiums every year in line with inflation
  • You can chose how much cover you would like, there is no limit
  • You can protect just yourself or both you and your partner
  • You can setup a policy to cover someone who you rely on financially
  • If you prefer you can pay your premiums annually by cheque rather than monthly direct debit.

 

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Call us today
0845 467 3195

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We compare the whole market

Including

Norwich Union
Zurich
Legal & General
Prudential

Liverpool Victoria

 

"No one enjoys the thought of leaving debts or bills for others to pay when they die. With whole of life insurance these types of worries can easily be removed."

 

"It gives you straight forward life insurance that can last as long as you do - giving you and your family complete peace of mind."

 

"Whole of life insurance can help your family pay any inheritance tax due when you die so your family can enjoy the full value of your estate."